It is much harder and more important to keep the property in perfect condition at all times and to protect it in the long term. The most effective protection is prevention, so it is a good idea to have your insurance policies checked regularly to make sure they are working as they should in the current situation and protecting you and your property.
It happens quite often. A person buys a house, cottage or apartment, takes out an insurance policy in a "don't tell" style and files the contract in a drawer where it collects dust and other documents for years. However, you should review such a policy from time to time to make sure that you are actually insuring what you need, and for the appropriate amounts.More