It happens quite often. A person buys a house, cottage or apartment, takes out an insurance policy in a "don't tell" style and files the contract in a drawer where it collects dust and other documents for years. However, you should review such a policy from time to time to make sure that you are actually insuring what you need, and for the appropriate amounts.
And this is especially true in these times of record prices. Even property insurance is a "living" product that evolves and can change according to your needs and be truly at your fingertips. And it doesn't necessarily mean you'll pay more.