My health serves me, so why get insurance?

An idea that runs through many people's minds. It just makes the most sense to get insurance while we are young and healthy. Insurance is then cheaper and has the widest cover. Why this is a good strategy is now being shown in practice by the coronavirus pandemic.

Nearly 4 million people in the Czech Republic have contracted covid-19, according to the Ministry of Health. The pandemic has shown many people the fragility of our health and made them consider insurance protection for situations where we cannot earn our own income because of illness or injury. And that is definitely the right approach.

Today's reality illustrates one insurance truth precisely. Clients who are young and free of health problems find it easier and cheaper to take out insurance than people who have already had some health complications in their lives or are chronically struggling with them. This doesn't mean that you can't get insurance at all because of your health ailments, but the policy is unlikely to cover some pre-existing conditions, or you will dig deeper into your pockets.
To make sure your insurance doesn't cost you unnecessarily and you choose the best insurance, we are here to help you choose and set it up.